You must take out a pair of scissors today

That’s what a simple spending record will do for you - it will give you control over your spending, and thus your financial life. Amazing Money Tip Planner NoteBooks Manufacturers1: The great scientist Albert Einstein once said, "It takes a genius to see the obvious.. This is a four part series giving you advice on saving your hard-earned money in a variety of down-to-earth ways. Search through your house or apartment for every single item you don’t need, and could sell at a flea market or yard sale. Amazing Money Tip #2: Stop deficit spending! We all know how much trouble Uncle Sam has been creating spending more money than our country takes in. There is something incredibly powerful about writing down all your expenditures. You can get out of debt if you are patient and disciplined. Until then, take note of what you have learned so far and put this information to good use. As an added bonus, you’d have your place cleaned up, and you will have a fresh feeling of starting over. Take an inventory. When you give that clerk a credit card, it’s just not the same as handing over a stack of green dollar bills. Well, don’t fool yourself." What he meant by that is that sometimes the simplest things in life are the most powerful . I urge you to put them to work - any one of these could change your life! Big changes come from small steps. Using a credit card by choice can quickly turn to using it for need. The same rules apply to you. But whether you are familiar with these super secrets or not, it will be well worth your while to put them into effect in your own life. There is no secret to freeing yourself from the credit card game. Once again, this is not rocket science, but stopping credit- oriented consuming is one of the most powerful financial tools available to anyone today. If you do this, you will find something magic happening in your financial life in just a few weeks. The magic they will work on your financial life is guaranteed.. Once your cards are history, you must adopt a strict pay-as- you go policy. Once you get to that point, you are already in trouble. The next of the 11 best money saving ideas of all time will be discussed in part 2. That’s right, it’s high past time for a major yard sale. Once you know that, it becomes much easier to control your spending. It’s as simple as that. Write down every penny - every single penny - you spend.com">palyn@futureinternetmarketing. You could easily be $500, $1,000 . Instead of buying now and paying later, save now and buy when you have the full amount. Nothing here is anything that anyone can’t do on a daily basis. If you had the choice between snacks or a much needed vacation, which would you choose? The point is, it was their daily expense log that helped achieve the insight and clarity they needed to get control of their finances. but because they are so simple, we tend to ignore them, and not let them work for us. Some of you may have heard of these ideas before, others may be entirely new to you. For example, a person could realized through examining their notebook that they actually spent nearly $2,000 throughout the year on diet soft drinks, snacks and candy bars! Since their job only brings in $25,000 per year, they realized that 8% of their entire income was being frittered away on something entirely frivolous. Using those evil little plastic cards may be the "American Way," but it’s a darn poor way.com. Today, the average credit card holder is carrying $8,000 in plastic debt! Spending yourself into debt with a credit card is unbelievably easy, as many of you already know. The truth is, most people are astounded by what they own - and how much money they have tied up in useless stuff.Copyright © by Palyn Peterson